Built for MFIs and regulated operations

Loan Management System

Onboard borrowers, run applications, disburse, collect repayments, and monitor portfolio health—without juggling spreadsheets or disconnected tools.

Full Platform · No Credit Card Required

  • Isolated tenant per company
  • Roles for HQ, branch, and field staff
  • Works on desktop and phone browsers
Operations Unified From loan origination to collections
Teams Branches Branch and staff permissions
Visibility Portfolio Portfolio and arrears tracking
Reach SMS Customer reminders and notices
Secure staff access with strict role controls. Your company data stays separate.
Role-based access control
Tenant isolation per company
Responsive workspace
Built for branch operations

Built for what you do every day

Borrower records, loan products, repayments, collections, and reporting—connected in one system so your team sees the same truth.

Borrowers & branches

Profiles, branch assignment, and history your loan officers and managers need—without duplicate files.

Loans & repayments

Configure products and fees, track applications through disbursement, and follow every repayment in one place.

Control & reporting

Who can see what, clear workflows, and exports that operations and finance can rely on.

Fees & expenses

Product-linked fee configuration and expense tracking to keep operational visibility clear.

Optional SMS

Customer messaging when enabled, including payment reminders and operational notices.

Governance-ready

Structured records and policy controls that support serious oversight and growth.

How it works

From first login to live loans in three straightforward steps.

  1. 1

    Register your MFI

    Register your institution, confirm your admin account, and open your dedicated workspace.

  2. 2

    Add branches & staff

    Add branches and invite staff with roles that match how you actually run the business.

  3. 3

    Onboard borrowers

    Onboard clients, originate loans, record disbursements, and track collections in the same system.

Why ZATAM LOANS

Your software should match the seriousness of lending: clear permissions, reliable records, and room to grow from one branch to many.

  • One workspace for HQ and field teams
  • Less duplicate entry — borrowers link to loans and repayments
  • Room to grow from one branch to many without re-platforming

“Control for compliance-minded teams, without slowing down loan officers in the field.”

Built for branch-led microfinance

Security and governance

Safeguards for teams that handle sensitive borrower and financial data every day.

Role-based permissions

Control which pages and actions each staff role can access across your institution.

Branch-level controls

Limit staff data access by branch to enforce operational boundaries.

Tenant separation

Each company operates in its own isolated data scope.

Audit-ready records

Traceable workflows and structured records to support internal reviews.

Free trial

Try ZATAM LOANS with your own organisation

Open a dedicated workspace, invite your team, and walk through real workflows—borrowers, loans, repayments, and reports—before you commit.

  • Register as your institution’s administrator
  • Configure branches, staff roles, and loan settings
  • Explore the same tools your team will use in production
Start Free Trial

No credit card required to begin. ZATAM LOANS is a technology platform—we do not lend money; lending decisions stay with your institution.

Start your free trial today

Create your organisation in minutes. When you are satisfied, continue on terms that fit your institution.